Last updated: March 18, 2026
This Disclaimer (the "Disclaimer") applies to all courses, trainings, digital products, and related materials (collectively, the "Services") offered by Travel Hacker Teddy LLC ("Company", "we", "us", or "our") to individual consumers and participants ("you"). By purchasing, accessing, or using any of our Services, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer.
All content provided through Travel Hacker Teddy, including but not limited to videos, live calls, written materials, templates, guides, and examples, is for educational and informational purposes only. Nothing contained in our Services is intended to constitute, or should be construed as, professional advice in the areas of law, tax, accounting, financial planning, investment, medical, psychological, or any other licensed profession.
Any examples of travel rewards, points earnings, redemptions, cost savings, upgrades, or other results mentioned in our marketing materials or training content are illustrative only. They are not typical and are not a guarantee that you will achieve the same or similar results. Your personal outcomes depend on numerous factors outside of our control, including but not limited to your credit profile, income, spending behavior, financial history, travel patterns, risk tolerance, and how consistently you implement what you learn.
You understand and agree that we make no guarantees, representations, or warranties regarding any specific financial, credit, travel, or lifestyle results from participating in our courses or trainings.
Travel Hacker Teddy does not provide financial, investment, credit repair, legal, or tax services. Nothing in our Services should be relied upon as a substitute for consultation with qualified professionals who are familiar with your individual circumstances and jurisdiction.
Before applying any strategy discussed in our content, including but not limited to opening new credit cards, changing spending behavior, carrying balances, redeeming points, or making travel bookings, you should consult with your own:
You are solely responsible for your decisions, actions, and results when you choose to apply or not apply any information from our Services. You acknowledge that using credit cards, rewards programs, and travel strategies carries inherent risks, including but not limited to interest charges, fees, negative credit impacts, debt accumulation, changes to issuer policies, and loss of rewards or bookings.
By participating in our courses or trainings, you agree that Travel Hacker Teddy is not responsible for any decisions you make, or for any consequences, losses, or damages you may incur as a result of those decisions.
References to specific credit cards, banks, loyalty programs, airlines, hotels, or other travel providers are for illustrative and educational purposes only. Unless expressly stated, Travel Hacker Teddy is not endorsed by, directly affiliated with, authorized by, or sponsored by any such third party.
All trademarks, service marks, and brand names mentioned are the property of their respective owners. You are responsible for reviewing and complying with the current terms, conditions, and policies of any card issuer, loyalty program, or travel provider you choose to engage with.
Credit card offers, bonus structures, approval criteria, loyalty programs, award charts, and travel regulations change frequently and sometimes without notice. Information shared in our courses or trainings may become outdated or inaccurate over time. We do not guarantee that any specific offer, perk, or rule will remain available or unchanged at the time you attempt to use it.
You agree that it is your responsibility to independently verify all information directly with the relevant institutions and providers before making decisions or relying on any strategy discussed in the Services.
From time to time, we may share testimonials, case studies, or examples from students or clients. These statements reflect the experiences and opinions of specific individuals and are not guarantees of the results you will experience. Your results may differ materially from those described in such examples.
Any statements regarding potential savings, value of redemptions, or travel opportunities are estimates only and depend on many factors outside our control, including market conditions, availability, pricing, and the way you choose to use your points and miles.
Some links on the Travel Hacker Teddy website, emails, courses, or other content may be affiliate links. This means that Travel Hacker Teddy may receive a commission or other compensation if you click on a link and complete a qualifying action, such as making a purchase or signing up for a service.
These commissions come at no additional cost to you.
We only promote tools, services, and resources that we believe may provide value to our audience. However, you should always perform your own research before making any financial or purchasing decisions.
Travel Hacker Teddy is not responsible for the services, policies, or actions of any third-party companies referenced on this website.
To the maximum extent permitted by applicable law, Travel Hacker Teddy and its owners, employees, contractors, partners, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating to your participation in the Services, your reliance on any information provided, or your use of any products, services, or offers discussed therein.
If, notwithstanding the other provisions of this Disclaimer, we are found to be liable to you for any damage or loss arising out of or in any way connected to the Services, our aggregate liability shall in no event exceed the total amount you paid to us for the specific course or training giving rise to the claim.
Your participation in our courses or trainings does not create any fiduciary, advisory, client, or professional relationship between you and Travel Hacker Teddy beyond that of an educational provider and course participant. We do not act as your agent, financial advisor, legal representative, or fiduciary in any capacity through the provision of the Services.
Our Services are designed for individual consumers seeking to learn about travel rewards and related strategies for personal use. They are not intended to be used as a substitute for regulated advice or as a turnkey system for providing services to third parties. If you choose to apply concepts from our trainings in any business or client-facing capacity, you do so entirely at your own risk and responsibility.
We may update or modify this Disclaimer from time to time. When we do, we will revise the "Last updated" date at the top of this page. Your continued use of our Services after any such changes constitutes your acceptance of the revised Disclaimer. It is your responsibility to review this page periodically for the most current version.
If you have any questions about this Disclaimer or how it applies to your use of our courses or trainings, you may contact us at:
Travel Hacker Teddy
Support
[email protected]