Welcome to Travel Hacker Teddy. These Terms & Conditions (the “Terms”) govern your access to and use of our website, content, tools, and related services (collectively, the “Services”). Please read them carefully before using the Services.
By accessing or using Travel Hacker Teddy, you agree to be bound by these Terms. If you do not agree, you must not use the Services.
Last updated: 18 March 2026
Travel Hacker Teddy LLC (“we”, “us”, or “our”) is a travel-focused content and education brand that provides strategies, guides, and resources to help users optimize travel, points, and rewards. We do not operate as an airline, hotel, bank, or travel agency, and we do not issue credit, financial products, or tickets directly.
By using the Services, you represent and warrant that:
All content provided by Travel Hacker Teddy, including but not limited to articles, videos, emails, social media posts, downloads, checklists, and tools (the “Content”), is for general informational and educational purposes only. Nothing on our Services constitutes financial, legal, tax, or professional advice, and you should not rely on it as such.
You are solely responsible for evaluating whether any strategy, credit card, loyalty program, or travel decision is appropriate for your personal situation, financial circumstances, and risk tolerance. We strongly recommend that you consult with qualified professionals (such as a financial advisor, tax professional, or attorney) before making decisions that could impact your finances, credit, or legal rights.
We may discuss credit cards, bank accounts, loyalty programs, and other financial products in the context of maximizing travel rewards. However, we do not issue, underwrite, or approve any financial products and we are not a financial institution, lender, or credit repair service.
Our Services may contain links or references to third-party websites, apps, tools, offers, products, or services (collectively, “Third-Party Services”). Some of these links may be affiliate links, which means we may earn a commission or other benefit if you click or complete a qualifying action. This comes at no additional cost to you.
We do not control, endorse, or assume responsibility for any Third-Party Services, including their accuracy, availability, terms, privacy practices, or content. Your use of Third-Party Services is at your own risk and is governed by the terms and policies of those third parties, not these Terms.
Any examples of trips, redemptions, savings, points earnings, or upgrade experiences shared by Travel Hacker Teddy (including our own case studies or user stories) are illustrative only. They do not constitute a promise or guarantee that you will achieve the same or similar results.
Your results will depend on many factors beyond our control, including but not limited to your credit profile, income, spending habits, loyalty program rules, bank and airline policies, seat availability, and broader economic or geopolitical conditions.
Travel rewards programs, credit card offers, and airline policies frequently change, and Travel Hacker Teddy cannot guarantee that strategies discussed will remain available in the future.
You agree that you will not use the Services to engage in any activity that is unlawful, abusive, or inconsistent with the intended educational purpose of Travel Hacker Teddy. Without limiting the foregoing, you agree not to:
Unless otherwise stated, all Content and materials available through the Services, including text, graphics, logos, icons, images, videos, interfaces, and underlying software, are owned by Travel Hacker Teddy or our licensors and are protected by copyright, trademark, and other intellectual property laws.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any Content without our prior written consent, except as expressly permitted by law.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. WITHOUT LIMITING THE FOREGOING, WE DISCLAIM ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AS WELL AS ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.
We do not warrant that the Services will be uninterrupted, secure, or error-free, that defects will be corrected, or that the Services or the servers that make them available are free of viruses or other harmful components. We do not warrant the accuracy, completeness, or reliability of any Content or Third-Party Services referenced on or through the Services.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL TRAVEL HACKER TEDDY, ITS OWNERS, EMPLOYEES, CONTRACTORS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICES.
TO THE EXTENT ANY LIABILITY CANNOT BE EXCLUDED, OUR AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS WILL BE LIMITED TO THE GREATER OF (A) THE AMOUNT YOU PAID TO US FOR ACCESS TO PAID SERVICES IN THE SIX (6) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (USD $100).
You agree to indemnify, defend, and hold harmless Travel Hacker Teddy and its owners, officers, employees, contractors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, and fees (including reasonable attorneys’ fees) arising out of or related to:
From time to time, Travel Hacker Teddy may offer paid products, courses, communities, or other programs (“Paid Offerings”). The specific terms, pricing, access period, and refund policy (if any) for each Paid Offering will be communicated at the point of purchase or enrollment and are incorporated into these Terms by reference.
Unless explicitly stated otherwise for a specific Paid Offering, all purchases are final and non-refundable. You are responsible for any taxes, exchange fees, or charges imposed by your payment provider or jurisdiction.
Because our products are digital educational materials, access to course content is granted immediately upon purchase.
Your use of the Services may involve the collection and processing of your personal data. Our collection and use of personal data is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you acknowledge that you have read and understood our Privacy Policy and that you consent to the collection, use, and sharing of your information as described therein.
We may update, modify, or discontinue any part of the Services at any time, with or without notice. We may also revise these Terms from time to time to reflect changes to the Services, our business, or applicable law. When we make material changes, we will update the “Last updated” date at the top of this page and may provide additional notice as required by law.
Your continued use of the Services after any changes to these Terms become effective constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must discontinue use of the Services.
We reserve the right, in our sole discretion, to suspend or terminate your access to all or part of the Services at any time and for any reason, including if we reasonably believe that you have violated these Terms or engaged in conduct that could harm us, other users, or third parties.
Upon termination, your right to use the Services will immediately cease. Sections of these Terms that by their nature should survive termination will continue to apply, including but not limited to ownership provisions, disclaimers, limitations of liability, and indemnification obligations.
These Terms and your use of the Services shall be governed by and interpreted in accordance with the laws of the State of Florida, United States, without regard to conflict of law principles. The specific governing jurisdiction may be further described on the website or at the point of sale for Paid Offerings.
You agree that any dispute, claim, or controversy arising out of or relating to the Services or these Terms will first be addressed through good-faith informal negotiations. If we are unable to resolve the dispute informally, you agree that the dispute may be submitted to binding arbitration or to the courts of the applicable jurisdiction, as specified in any additional dispute resolution terms communicated on the website or at the point of sale for relevant Paid Offerings.
Entire Agreement. These Terms, together with any additional terms referenced herein (such as our Privacy Policy and specific terms for Paid Offerings), constitute the entire agreement between you and Travel Hacker Teddy regarding your use of the Services and supersede any prior or contemporaneous agreements or understandings, whether written or oral.
Severability. If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions of these Terms will remain in full force and effect.
No Waiver. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of rights must be in writing and signed by us to be effective.
Assignment. You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. We may assign or transfer these Terms without restriction in connection with a merger, acquisition, corporate reorganization, or sale of assets, or by operation of law.
If you have any questions about these Terms & Conditions, the Services, or how Travel Hacker Teddy operates, you can contact us using the details provided on our website’s contact page or by emailing our support team at the address listed there.
When you reach out, please include enough information for us to identify your request or account (if applicable), so we can assist you efficiently.